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Terms of Use

The terms governing your use of this website. By using the site, you agree to them.

Educational purpose only

All content on this website is provided for general educational purposes. It is not financial, tax, or legal advice, and it does not take your individual circumstances into account. Nothing here is an offer or solicitation to buy any insurance or investment product. Consult a licensed professional before making a financial decision.

About annuity products

Annuities are insurance contracts issued by insurance companies. Any guarantees referenced are subject to the claims-paying ability of the issuing company. Product features, crediting methods, availability, and terms vary by state and by issuer, and the contract itself governs in every case.

Accuracy and availability

We work to keep this site accurate and current, but we make no warranty that it is complete, error-free, or continuously available. Content may change without notice.

Third-party links and tools

This site links to and embeds third-party services, including scheduling and form providers. We are not responsible for the content, practices, or availability of those services; their own terms and privacy policies apply to your use of them.

Limitation of liability

To the fullest extent permitted by law, Modern Annuity Guru and its advisors are not liable for any loss arising from your use of, or reliance on, this website. Your use of the site is at your own discretion and risk.

Contact

Questions about these terms can be sent to hello@modernannuityguru.com.